SplitRound
Free to start · No ads · Nothing sold

Split bills, track your spending, keep your warranties.

One app for what you pay with others, what you spend on your own and what you bought. Know who owes whom, where the money went and when each warranty runs out.

  • No ads
  • No ad tracking
  • No bank connection
  • Delete it all whenever
The Insights screen: your share and what you paid this month, the last six months as bars, and spending by categoryThe Insights screen: your share and what you paid this month, the last six months as bars, and spending by category
A group screen showing the balance, its expense list and the Add expense button with a microphone beside itA group screen showing the balance, its expense list and the Add expense button with a microphone beside it
A group's Warranties tab, listing what was bought with how much cover is left, soonest to run out firstA group's Warranties tab, listing what was bought with how much cover is left, soonest to run out first

Three things the app does for you.

Start with one and find the others when you need them. They all live in the same place: the group.

01

Split bills

A group for the flat, the trip or Friday dinner. Note who paid and who shares it — SplitRound shows who owes whom and the fewest payments to settle up.

  • Equally, by shares, percentages or by household
  • Invite people with a link, no account needed
  • Any currency, with rates refreshed daily
See it in action
02

Track your own spending

A personal group just for you — or your household — with nothing to split. See where the money goes and whether the budget is keeping pace with the month.

  • A weekly, monthly or yearly budget
  • Spending by category, month by month
  • Receipts and invoices kept on the expense
Where the money went
03

Keep your warranties

Put the purchase date and the cover on the expense. The list shows what is still covered, and a reminder arrives before it runs out.

  • Ordered by what runs out first
  • A reminder a month before cover ends
  • The invoice and the warranty card on the expense
See the warranty list

It starts with a group. It does not end at the receipt.

What is worth knowing before you start: a group shaped around whatever you actually share, a receipt that fills the form in for you — or a sentence that does — a bill split by what each person had, the spending laid out where it went, every warranty inside it kept in view, and the whole group in a PDF when it is time to share it.

Make a group

A group for whatever you share

A group is where a ledger lives. Give it a name, a photo and the currency its balances are read in, then add friends from your list or send whoever is missing an invitation — nobody needs an account before you can split with them.

  • Shared or personal: a personal group holds your own spending, receipts and warranties — or a household’s — with nothing ever split.
  • Home, travel, work or other, so a long list of groups still reads at a glance.
  • Its own base currency. Log an expense in what you actually paid and read the balances in one.
  • How it divides an expense by default: equal parts, shares, percentages, or between the households.
  • Room for somebody who pays for nothing — in the group, out of the accounts, still seeing all of it.
  • Whoever made the group looks after it, and if they leave it passes to the longest-standing member rather than to nobody.

New group

Shared expenses
Personal expenses

Group name

Barcelona trip

Type

HomeTravelWorkOther

Base currency

EUR · €

Balances are shown in this currency. Expenses can be logged in any currency.

Scan a receiptPremium

Let the receipt fill in the form

Photograph the receipt and SplitRound reads it: the shop becomes the description, the total becomes the amount, and the currency and category come with them. If it picks the wrong line, tap the right one on the photo instead of typing anything.

  • The reading happens on the phone itself — Apple Vision on iOS, ML Kit on Android. Nothing is sent anywhere to be read.
  • A photo, or the PDF invoice from your email. Keep the invoice, the warranty card and the receipt side by side on the same expense.
  • The amount, the description and the date each have their own picker: tap the number, the shop’s name or the printed date straight on the photo.
  • Every guess arrives in an ordinary editable field, because reading a receipt is guesswork — you confirm or correct it before saving.
  • Splitting line by line? The bill’s lines are read too, so all that is left is saying who had what.
  • Would rather type it yourself? Switch the filling-in off and scanning still attaches the photo and still lets you tap values off it.

Tap the total on the receipt

MERCADO CENTRAL

Total€ 96,40
AmountDescriptionDate

Read on the phone itself. The photo stays on the expense.

Say itPremium

Say the expense instead of typing it

Tap the microphone and say it the way you would tell a friend: what it was, how much, who paid, who was there. SplitRound turns the sentence into the expense — and when it heard enough, it is simply added.

  • It picks out the description, the amount — in digits or in words — the currency, the day, who paid and who was there.
  • In any of the app’s six languages — English, Portuguese, Spanish, French, German and Italian.
  • Name fewer people than the group has and only they share it.
  • A sentence with a description and an amount is added straight away, with a few seconds to take it back. Anything less opens the form, already filled in.
  • The same microphone sits inside the expense form, beside the one on the group screen.

Listening…

“Dinner at Ramiro yesterday, 62.50 euros, paid by Anna”

  • DescriptionDinner at Ramiro
  • Amount€ 62,50
  • DateYesterday
  • Paid byAnna
  • CategoryDining
Add expense
Line by linePremium

Split the bill by what each person had

The cod was Anna’s, the soup was yours, the wine was everybody’s. Put the faces on the lines of the bill and the split follows. Anything nobody is named on — the wine, the bread, the service — is shared by the whole table.

  • Tap a face under a line to put that person on it; tap again to take them off. No sub-screens, no dragging.
  • A line with nobody on it is shared by the whole table — and says so.
  • Service, tax and whatever sits between the lines and the total is split equally, like a line nobody is on.
  • With receipt reading on, the lines arrive already typed from the photo.

Line by line

€ 74,80
  • Grilled cod€ 18,50
    YouAT
  • Soup of the day€ 4,50
    YouAT
  • Octopus to share€ 21,00
    YouAT
  • Bottle of wine€ 24,00
    YouATShared by the table
Service and the rest€ 6,80

Shared equally, like a line nobody is on.

You

€ 25,27

Anna

€ 28,77

Tom

€ 20,76

Track the spending

Not only who owes whom — where it all went

Balances answer one question. The totals screen answers the other: what this group actually spends, month by month and category by category, with your own share of every figure. Put a budget on it and the bar shows the pace as well as the amount — 86% spent means one thing on the 25th and quite another on the 3rd.

  • The last months as bars, each one the group’s total with your own share inside it rather than beside it.
  • Spending by category, largest first, with what percentage of the period each one took.
  • This month, or everything the group has spent since it started.
  • A budget — weekly, monthly, yearly, or a single cap for the whole trip — in the group’s own currency.
  • Payments between members never count towards it. Settling up is not spending.
  • In a personal group the same screens are simply yours: what you have spent this month, and what it comes to.

Totals

This month

Total expenses

€ 1.284,60

Your share

€ 412,20

32% of the total

Monthly budget

€ 215,40 left of € 1.500

86% spent, 80% of the month gone. Settling up never counts as spending.

Spending by category

  • Groceries€ 486,10 · 38%
  • Dining€ 331,00 · 26%
  • Transport€ 218,50 · 17%
  • Rent€ 249,00 · 19%
Warranties

Every warranty, and the day it runs out

Any expense can carry its warranty — the date on the receipt and how long the cover lasts. The expiry is worked out from those two facts every time it is shown, so correcting a purchase date never leaves a stale end date behind.

  • Six months, one, two, three or five years in a tap — or type the exact number of months.
  • The group’s warranty list, soonest to lapse first, with cover that has already run out kept out of the way until you ask for it.
  • Search it, or narrow it to a category and to what ends in the next 30 days, three months or year.
  • A push notification a month before cover ends, to whoever switched the reminder on.
  • In a personal group it is your own paperwork: the fridge, the phone, the laptop, all in one place.

Warranties

Next 3 months
  • Washing machine

    3 years · € 549,00

    12 Mar 2024 → 12 Mar 2027

    1 year left
  • Laptop

    2 years · € 1.299,00

    4 Sep 2023 → 4 Sep 2025

    12 days left
  • Coffee machine

    1 year · € 189,00

    8 Feb 2023 → 8 Feb 2024

    Expired
Export to PDFPremium

The whole group, in one PDF

When the trip is over or the year is done, export the group as a report you can send to everyone in it: what was spent and on what, who owes whom, and every expense behind those figures. The three parts are worked out from the same numbers, so they agree to the cent.

  • The first page is the summary: the total spent, the average per person and what is left to settle, a donut of where the money went, what each person paid against what was theirs, and a bar for every month.
  • The second is who owes whom — everyone’s balance at a glance, then a statement per person of who they pay and who pays them.
  • Then every expense, month by month with a count and a subtotal, each showing who paid and what each person carries.
  • Settlements are listed where they happened but never counted as spending, and the months add up to the total on the first page.
  • A4, in the language you use the app in, shared straight from the phone to the group chat, your email or the printer.
  • A personal group gets the totals and the expenses, without a balances page nobody needs.
Page 1 of the group PDF: the total spent, the average per person and what is left to settle, a donut of spending by category, what each person paid against their share, and spending month by month
Page 2 of the group PDF: everyone’s balance, and a statement per person of who they owe and who owes themPage 3 of the group PDF: every expense grouped by month, each with who paid and what each person carries
Open the sample PDFFictional data

Everything a shared ledger needs. Nothing it doesn’t.

Built for the group that keeps splitting things for years, not for a single dinner.

  • A group for anything shared

    Make one for the flat, the trip or the team, each with its own base currency — or a personal group for your own spending, or a household’s, with nothing split.

  • Splits that fit real life

    Equally, by shares, by exact amounts or by percentage — including the person who only had the starter.

  • Fewest payments to settle

    Turn a tangle of debts into the shortest list of payments that clears the group, then record them in a tap.

  • Where the money actually went

    The last months as bars, and spending by category with what each one took of the period — the group’s total with your own share inside it.

  • A budget that shows the pace

    Weekly, monthly, yearly, or one cap for the whole trip. The bar marks how far through the period you are, because half the budget on day 3 is not half on day 25.

  • Any currency, one total

    Log the expense in the currency you paid in. Rates are refreshed daily so group totals still add up, and what you owe across every group is read in the currency you choose.

  • Receipts on the expense

    Attach the photo or the PDF invoice where the charge lives — with Premium, the warranty card and the rest beside it. The category is guessed from the description, so tidy data costs nothing.

  • Premium

    The receipt types it for you

    Photograph it and the shop becomes the description, the total becomes the amount — read on the phone itself. Tap the right line on the photo if a guess is off.

  • Premium

    Say it and it is added

    “Dinner at Ramiro yesterday, 62.50, paid by Anna.” The amount, the day, who paid and who was there are picked out of the sentence, in six languages, and the expense is added with a moment to take it back.

  • Premium

    Split by what each person had

    Tap the faces under each line of the bill. The shared bottle goes to the whole table, and so does whatever is left between the lines and the total.

  • Warranties you still have when it breaks

    Record the purchase date and the cover on the expense. The group’s warranty list shows what is still running and what lapses next, and a reminder arrives before it does.

  • Recurring expenses

    Rent, the streaming bill, the cleaner — set the cadence once and each one posts itself when it comes due.

  • Six at the table, three households

    Two couples and a family of two settle up as three parties. Say who lives with whom once, by dragging names under a roof, and every expense reads the shares off that.

  • Categories in your own words

    Add the ones your group actually spends on, each with its own icon and colour. They belong to the group, so everyone sees the same list.

  • Find the one expense

    Search what it was called, or narrow the list by who paid, by category, by the month it landed in and by the amount it sat between.

  • Premium

    Search every group at once

    When was the last ferry? Look across every group in one go — by description, payer, group, category or amount, accents or none.

  • The same again, in one pull

    Pull an expense sideways to add it again for today, with the same people and the same split. Pull it the other way to delete it.

  • Comments and mentions

    Ask what a charge was for underneath the charge itself, and mention someone to pull them into it.

  • Told the moment it changes

    Push notifications and an activity feed for every expense added, edited or deleted — plus a gentle settle-up nudge.

  • Exports that survive an audit

    The whole expense sheet as Excel, for the shared-house spreadsheet or for a claim. Free, whatever your plan.

  • Premium

    The group as a PDF report

    Totals, a donut by category, who owes whom with a statement per person, and every expense by month — on A4, in your language, ready to send round.

  • Premium

    Bring the history with you

    Fill a new group from a Splitwise export or a spreadsheet. The names in the file are matched to your own friends, and you confirm each one before anything is written.

  • Premium

    A month without limits, for the whole group

    Offer a shared group 30 days of unlimited expenses, and everybody in it can keep adding there — free plan or not — while their other groups carry on as before.

  • Invite anyone, wait for nobody

    Add a friend before they have an account, split with them straight away, and their history is waiting when they join.

  • Pay by MB WAY

    In Portugal, a euro debt shows the other person’s MB WAY number and opens MB WAY for you, then records the payment once you say it is sent.

  • Works with no signal

    Add expenses on the plane or in the basement bar. They queue on the device and sync the moment you are back.

  • Locked to you

    Turn on the app lock and your phone’s own biometrics or passcode stand in front of your ledger.

  • No ads, nothing sold

    No advertising SDKs, no ad identifiers and no tracking across other apps, and nothing about you is sold. The app’s usage analytics run only if you say yes, and never include amounts or names. No bank connection either, because SplitRound never moves money.

Three steps, then never think about it again

  1. 1

    Make a group

    One for the flat, one for the trip, one for the five-a-side — or a personal one, just for you. Pick the currency its balances are read in, then invite people with a link; they do not need an account yet.

  2. 2

    Add what you paid

    Amount, who paid, who shares it — typed, or simply said out loud. Attach the receipt if you want it on the record. That is the whole ritual.

  3. 3

    Settle up

    SplitRound reduces the web of debts to the fewest payments that clear it, and marks them off once they are made.

What it looks like

The whole app, screen by screen.

The Groups screen, listing each group with what you owe or are owedThe Groups screen, listing each group with what you owe or are owed

Every group, one balance

Flatmates, a weekend away, the running dinner club — each group keeps its own ledger, and the top of the screen tells you the only number that matters: what you owe, or what you are owed, across all of them.

The Add expense screen, with a microphone, the amount, the payer and a split between membersThe Add expense screen, with a microphone, the amount, the payer and a split between members

Add an expense in seconds

Type the amount, pick who paid, and choose who shares it — equally, by share, by exact amount, by percentage or between households. Or tap the microphone and say it. Attach the receipt and the category is guessed for you.

A group screen showing the balance, its expense list and the Add expense button with a microphone beside itA group screen showing the balance, its expense list and the Add expense button with a microphone beside it

The whole story of a group

The balance at the top, then every expense, the summary and the totals side by side, so nobody has to ask what a charge was for or when it landed. The button at the bottom takes an expense typed, or said out loud.

The Settle up screen, listing the payments that clear the groupThe Settle up screen, listing the payments that clear the group

Settle up without the arithmetic

SplitRound works out the shortest set of payments that clears the group — pay one person instead of four — and records the settlement once it is done.

An expense split by item: each line of the bill with the faces of the people who had itAn expense split by item: each line of the bill with the faces of the people who had it

Split by what each person had

Write down the lines of the bill, or let the receipt fill them in, and tap who had each one. The wine nobody claimed is shared by everyone, and each line says what it costs per person.

Search across every group, showing matching expenses from three different groupsSearch across every group, showing matching expenses from three different groups

Find it, whichever group it is in

One search across every group you are in — by description, payer, group, category or amount. The dinner is found without remembering which trip it was on.

The Insights screen: your share and what you paid this month, the last six months as bars, and spending by categoryThe Insights screen: your share and what you paid this month, the last six months as bars, and spending by category

What you spend, across everything

Your own share of every group added up — or, at a tap, what you paid out of your own pocket: this month against the last, six months at a glance, and what it all went on.

A group's Warranties tab, listing what was bought with how much cover is left, soonest to run out firstA group's Warranties tab, listing what was bought with how much cover is left, soonest to run out first

Every warranty, before it runs out

What you bought, with the date and the cover on the expense itself. The list puts what runs out first at the top, and a reminder arrives a month before it does.

The Activity screen, a feed of recent changes across groupsThe Activity screen, a feed of recent changes across groups

Nothing changes behind your back

Every expense added, edited or deleted shows up in the activity feed, and a push notification tells you the moment something touches a balance of yours.

Free for everyday splitting. Premium when you want less typing.

Every account can try Premium free for three months — no card, and nothing renews on its own. After that it is a monthly or yearly subscription, and whatever you saved while you had it stays yours when it ends.

Free

No ads, and no time limit.

  • Shared and personal groups, with as many friends as you like
  • Every way of splitting an expense except line by line
  • Balances, the fewest payments to settle, and MB WAY in Portugal
  • Up to 5 expenses a day, with a receipt photo on each
  • Any currency, recurring expenses, comments, the activity feed and Excel exports
  • A warranty on one expense, with its reminder
  • Works offline, locked with your phone’s biometrics

Premium

Three months free, then monthly or yearly.

  • No daily limit on the expenses you add
  • Read a receipt with the camera
  • Keep more than one photo or document on an expense
  • Say an expense instead of typing it
  • Search across every group at once
  • Split a bill line by line
  • Set how a group splits by default
  • See where your money goes, month by month
  • Keep warranties on as many expenses as you like
  • Bring expenses in from a file
  • Remind somebody what they owe, when you choose
  • Export a group as a PDF: totals, balances and every expense
  • Give a group a month of unlimited expenses, for everybody in it

Questions people actually ask

Does SplitRound move money?

No. It records who owes what and works out the simplest way to clear it. You pay each other however you already do — bank transfer, MB WAY, cash. In Portugal it goes one step further: in a euro group it shows the other person’s MB WAY number and opens MB WAY for you, then writes the payment down once you say it is sent. The transfer itself happens in their app, and there is still no bank or card connection to give SplitRound.

What does it cost?

SplitRound is free to use: groups, splits, balances, settling up, receipts and every other everyday thing, with no advertising. The free plan adds up to 5 expenses a day. Premium lifts that limit and adds the things that save the most typing — reading receipts with the camera, saying an expense out loud, splitting a bill line by line — along with search across every group, insights, warranties on more than one expense, and imports. Every account can try Premium free for three months, with no card and nothing that renews on its own; after that it is a monthly or yearly subscription through the App Store or Google Play. Nothing you already saved is ever taken away when Premium ends. And a Premium member can give a whole group a month of unlimited expenses, so the friends on the free plan are not held up by the limit in that group.

Can I lift the daily limit for my friends?

Yes, in one group at a time. With Premium, open a shared group’s settings and offer it unlimited expenses: for the next 30 days everybody in that group can add as many expenses there as they like, whatever their own plan. Their other groups keep the limit they had, and the rest of Premium stays Premium. Each member can offer it once per group, only one offer can run at a time, and it cannot be taken back once it has started — though it stops early if the person who offered it leaves the group or stops sharing its expenses. Everybody in the group can see who offered it and when it ends.

Can I add an expense without typing?

Yes — say it. Tap the microphone beside a group’s Add expense button and say something like “dinner at Ramiro yesterday, 62.50, paid by Anna”. SplitRound reads the description, the amount, the currency, the day, who paid and who was there, in any of its six languages. If the sentence had a description and an amount, the expense is added straight away, with a few seconds to take it back; if not, the form opens with whatever was heard already filled in. The same microphone sits inside the expense form. Voice entry is part of Premium.

Can we split by what each person ordered?

Yes. Split the bill line by line: tap the faces under each line to say who had it, and leave a line with nobody on it to share it across the table. Service, tax and anything else between the lines and the total is shared equally, the same as a line nobody is on. With receipt reading on, the lines are read off the photo and waiting for you. The line-by-line split is part of Premium.

Can I use it just for my own spending?

Yes. Make a personal group for your expenses, receipts and warranties, with a budget if you want one and nothing to split. It can stay yours alone, or hold a household that keeps its receipts in one list — nobody in a personal group ever owes anybody anything, and only the people in it can open it.

Can I see what I spend, not just who owes what?

Yes. Every group has a totals screen: the last months as bars, spending by category with what each one took of the period, and the group’s total beside your own share of it. Read it for this month or for everything since the group started. Set a budget — weekly, monthly, yearly, or one cap for all time — and it also marks how far through the period you are, so 86% spent tells you something different on the 25th than on the 3rd. Settling up never counts as spending.

What if we are not all paying an equal share?

Set how the group divides an expense once and every new one opens that way — by shares, by percentages, or between the households, where you say who lives with whom and each household pays for everyone under its roof. Six at the table can be three parties. And somebody who carries no share at all — the person who records everything and pays for nothing — can stay in the group and be left out of the accounts.

Can I bring history over from another app?

Yes. A Splitwise export, or a CSV or Excel file in the same shape, fills a group: the names in the file are matched against your own friends and you confirm each one before anything is written. An import replaces that group’s expenses rather than adding to them, so it is for filling a new group from elsewhere, not for topping one up. Importing is part of Premium.

Do I have to type the amount in?

Not if you photograph the receipt, or pick the PDF invoice you were emailed. SplitRound reads it on the phone itself and fills in the description, the amount, the currency and the category — and, for a split line by line, the bill’s lines too. If it reads the wrong line, tap the right one on the photo; and if you would rather type, the filling-in can be switched off while still picking values off the picture. Or skip the receipt and say the expense out loud. Reading receipts and voice entry are part of Premium.

Can it keep track of warranties?

Yes. Put the purchase date and the cover length on the expense, and the group keeps a warranty list ordered by what lapses next — narrowed to a category, or to what ends in the next 30 days, three months or year. Switch the reminder on and a notification arrives a month before cover runs out. A warranty on one expense is free on every account; more than that is part of Premium.

Can I split with someone who has not installed it?

Yes. Add them as a friend with just a name, split with them straight away, and send them an invitation when you like. When they join, the history they were part of is already there.

Does it work in more than one currency?

Yes. Log an expense in the currency you actually paid in; exchange rates are refreshed daily so a group’s totals still add up in yours.

Can I export a group to PDF?

Yes. From a group’s Export screen, share it as a PDF: a first page with the total spent, the average per person, what is left to settle, spending by category, what each person paid against their share and a bar for every month; a page of who owes whom, with a statement per person; and every expense, month by month, with who paid and what each person carries. It is A4, in the language you use the app in, and ready to send to the group or keep for the record. The whole expense sheet also exports as an Excel file. The PDF is part of Premium; the Excel export is free.

What happens to my data if I leave?

You can close your account from inside the app, and it is emptied straight away. Expenses you shared with a group stay with that group — other people’s balances depend on them — and they keep your name, because that is how the people still in the group read them; the app shows the account as closed. Your email, phone, password and photo are hidden at once and deleted for good after 30 days, in case you change your mind.

Want the exact rules — who owns a group, what leaving does, how a split is worked out? How SplitRound behaves answers all of it.

Stop keeping score in your head.

SplitRound is free to start, and the next dinner is coming.